Faraidh, Wasiat and Hibah

Wasiat Hibah

Writing a Will is important

As a Muslim, you might assume that Faraidh is the only way for you to distribute you assets upon your death. Think again…
Find out more about Wasiat & Hibah below

Prophet Muhammad S.A.W, as narrated by Abdullah bin Umar, mentioned that:

“It is not permissible for any Muslim who has something to Will to stay for two nights without having his Last Will written and kept ready with him.”

Masa terbaik untuk anda membuat persediaan ialah HARI INI dan SEKARANG!

Islam memberi penekanan dan panduan dalam urusan pewarisan harta oleh seseorang Muslim. Bidang pengurusan pewarisan ini merupakan aspek yang paling terkebelakang dan sering ditinggalkan dalam bidang pengurusan kewangan.

Sesaat kita bertangguh, membuat kita merana selama-lamanya..

Oleh kerana itu, pengurusan harta menurut syariat Islam menjadi keutamaan dan tumpuan JALALUDDIN TRAINING & SERVICES dalam perkhidmatannya. Di antara perkhidmatan yang ditawarkan ialah penulisan wasiat secara Islam, Hibah, Wakaf, Faraid, Pengamanahan, Penyelesaian pusaka dan pengiraan zakat sebelum pembahagian pusaka.

Sudahkah anda merancang harta pusaka anda buat yang tersayang?

Sabda Nabi saw: “Orang yang malang ialah orang yang tidak sempat BERWASIAT.” – Hadith Riwayat Ibn Majah

Sediakan payung sebelum hujan. Ingatlah orang yang tersayang.

What is Wasiat?

In Singapore, a Will is the only legal document accepted in the Singapore Courts. Translating Will to the Syariah Law, it means Wasiat.

A Wasiat is a document or instruction that a person made (known as a Testator/ Testatrix) during his/her lifetime with respect to his/her property or assets to be carried out for the purposes of charity or for any other purposes permissible by Islamic Law, upon his/her death.

The assets of Muslims who die without a Will or Wasiat will be distributed rigidly between their heirs in accordance to the Faraidh laws (the Islamic Law of Inheritance).

Apa itu Wasiat?

Wasiat ialah suatu pemberian yang disandarkan atau dikaitkan sesudah mati iaitu hanya akan terlaksana selepas pewasiat meninggal dunia.

Why do I need a Wasiat?

By having a Will/ Wasiat, the appointed trustworthy Executors would be able to distribute the assets to the named beneficiaries as wished by the Testator/ Testatrix. This would largely save time, emotional distress between family members and beneficiaries, and the cost of distributing the properties.

Apa yang kita akan dapat sekiranya melakukan Wasiat?

Kebaikan Yang Diperolehi Dengan Adanya Wasiat :
  • Harta Pusaka boleh diurus dan diagihkan kepada waris-waris dalam masa purata 6 hingga 8 bulan.
  • Dapat mengekalkan pemilikan harta peninggalan si mati dari menjadi milik orang lain di bawah hukum Faraid.
  • Menjaga kebajikan anak berumur di bawah 18 tahun.
  • Melindungi harta sepencarian.
  • Segala urusan teratur dan tiada keraguan.
  • Dapat mengekalkan keharmonian keluarga.

Di JTS, pemberian semasa hidup melalui cara hibah boleh dibuat untuk kesejahteraan hidup orang yang disayangi tanpa had jumlahnya. Ia mungkin akan berguna untuk kepentingan mereka yang disayangi selepas ketiadaan anda.

What is Hibah?

Hibah, also known as a Deed of Family Arrangement, is a declaration made by the Testator/ Testatrix to distribute his/ her assets to the beneficiaries as he/she wishes.

Hibah is derived from Arabic which is traditionally meant to be referred to a gift, such as money, to be given to someone without expecting anything in return.

Through Hibah, the transferring of the legal title and the possession of the gift to the recipient is done immediately. However, in Jalaluddin Services Will & Consultancy, we practice Hibah Ruqbah, or Conditional Hibah, where the Testator/ Testatrix will give his share of assets to the recipient of the Hibah during his lifetime but still owns the assets in its entirety until his death. Only then, would the share of the assets belong to the Beneficiaries.

Apa itu Hibah?

Hadiah atau pemberian harta / milikan (sama ada harta alih atau tak alih) tanpa balasan oleh penghibah kepada penerima hibah secara rela hati semasa hayatnya di atas dasar kasih sayang dan kemanusiaan.

Why Do I Need Hibah?

Having a Hibah would be a useful document to supplement the Will/ Wasiat document in making full and clear explanation of the distribution of your assets.

Kenapa perlu membuat Hibah?

Kelebihan Hibah:
Harta yang telah dihibah akan terkeluar dari harta pusaka.
Harta yang telah dihibah tidak boleh dituntut oleh waris-waris yang lain.
Pewarisan atau pemindahan harta dapat dibuat dengan lebih mudah dan cepat.
Boleh diberikan kepada sesiapa pun; anak angkat, anak tiri, waris yang tidak menerima pusaka.
Jumlah yang diberikan tidak terhad.
Di JTS, pemberian semasa hidup melalui cara hibah boleh dibuat untuk kesejahteraan hidup orang yang disayangi tanpa had jumlahnya. Ia mungkin akan berguna untuk kepentingan mereka yang disayangi selepas ketiadaan anda.

What is Faraid?

Hibah, also known as a Deed of Family Arrangement, is a declaration made by the Testator/ Testatrix to distribute his/ her assets to the beneficiaries as he/she wishes.

Hibah is derived from Arabic which is traditionally meant to be referred to a gift, such as money, to be given to someone without expecting anything in return.

Faraidh is the section in the Islamic Law that deals with the distribution of the estate of a deceased where the estate (or assets) are distribution to his/her heirs in accordance to Allah’s decree in the Holy Quran and the hadith.

Differences between Faraidh, Wasiat and Hibah:

 Faraidh Wasiat Hibah Ruqbah
 Time of Distribution Upon the death of Testator/ Testatrix Upon the death of Testator/ Testatrix Upon the death of Testator/ Testatrix
 Percentage for Distribution In accordance to the Faraidh Laws Up to 1/3 of the Assets No minimum/ maximum amount
 Beneficiaries Legal Heirs Non-beneficiary Heirs To anyone – Heirs or non-heirs
 Acknowledgement of Beneficiaries Penerima Faraidh tidak perlu diberitahu Penerima tidak perlu diberitahu Penerima Hibah perlu diberitahu